In these times of financial uncertainty, people are always on the lookout for ways to save money. However, for some reason we often overlook the healthcare options which can do exactly that. Here are four tips to help you save money on healthcare and keep the cost of being healthy as low as possible.
Use Generic Brands Where Possible
When it comes to both over the counter and prescription medicines, it is possible to save substantial amounts of money by purchasing the generic form of the drug. These are just as effective as their comparable brand names, but are available for a fraction of the cost. Not only will you save money on the purchase price, but often your health insurance provider will also cover a larger portion of the cost. This is because insurance providers sometimes charge an extra deductible on brand name medication, but will waive it if you opt for the generic drugs.
Stock Up On Prescription Medication
It may seem silly when you are scrimping for cash, but you can save money by filling your prescriptions quarterly instead of monthly. This is an option offered by many pharmacists because it saves them time and money when they an do bulk orders. That is why they usually offer a discount to those who opt for quarterly filling of their Phentermine prescriptions. If your pharmacy does not offer this service then it is worth shopping around to find one who will. You can also find this service at many online pharmacies. It is necessary to talk to your doctor to have him or her write your prescription for three months instead of one.
Consider Second Hand Medical Equipment
It is often the case that mobility aids are very expensive, but when you rely on them to get around it feels like you have no option but to hand over your cash. However, you could potentially save some money by purchasing second hand equipment instead. Wheelchairs, stair lifts and mobility scooters are among the types of equipment that can be purchased second hand at reasonable prices. However, it is important to make sure that you purchase from a reputable supplier to ensure that it is in good working order. One supplier which always comes highly recommended is ameriglide.com. If you will only need equipment for a short period of time then it may be useful to rent the equipment rather than buying it.
Get Treated At A Medical School
One great way to reduce the costs of healthcare is to use medical schools. If you need a general check up or a dental procedure you could call the local medical school and see if the students are looking for patients. Often you can have simple treatments at a low cost, or even for free with freecharge offers or paytm offers. Of course this only applies to smaller procedures, students cannot provide long term treatment. However, for basic check ups you can certainly save money by doing this.
These are just a few ways that you can save a little money when it comes to your healthcare costs. If you are creative, you are sure to be able to find other cost saving practices that will keep your bank balance as healthy as you are.
Natalie S. is an online freelance writer that contributes your work to countless health and medical related websites and blogs. She is a self-proclaimed health nut that loves sharing her knowledge to readers maintain a healthy lifestyle.